Central Sector Interest Subsidy (CSIS) Scheme

  • Under it, full interest subsidy is provided for education loan taken from Scheduled Banks under Model Education Loan Scheme of Indian Banks’ Association. It is covering a period of course duration + 1 year.
  • The educational loan under CSIS is made available for all professional and technical courses in India and students with annual gross parental income up to Rs. 4.5 lakhs.
  • The loans are disbursed without any collateral security and third-party guarantee.
Factual Information:
  • Launched in April, 2009.

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