Pradhan Mantri Awas Yojana- Housing for All (Urban)

Ministry/Department :  Ministry of Housing & Urban Affairs
It is the vehicle to achieve objective of¬† “Housing for All” Mission in Urban areas
  • The aim of this scheme is to construct more than two crore houses across the length and breadth of the nation.
  • The target beneficiaries of the scheme would be poor and people living under EWS and LIG categories in urban establishments of the country.
  • It also targets people living under MIG (middle income Group).
  • Government will provide subsidy ranging between 1 lakh to 2.30 lakh to people from above categories in order to make them secure.
  • The government would provide an interest subsidy of 6.5% on housing loans availed by the beneficiaries for a period of 15 years from the start of loan.
  • The houses under Pradhan Mantri Awas Yojana would be allotted to preferably the female member of the family.
  • All details of “Housing for All by 2022” Mission are also applicable here.
  • It covers the entire urban area consisting of 4041 statutory towns with initial focus on 500 Class I cities.
  • The programme has 4 components:
    • Credit Link Subsidy Scheme (CLSS).
    • In-situ rehabilitation of existing slum dwellers using land as a resource through private participation.
    • Affordable Housing in Partnership (AHP).
    • Subsidy for beneficiary led individual house construction/enhancement.
Factual Information:
  • Launched in 2015
  • Jan 2021: According to Government data, a total of 1.1 crore houses has been approved under Pradhan Mantri Awas Yojana (Urban), of which more than 70 lakh houses are under various stages of construction and more than 41 lakh houses have been completed.

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