Pradhan Mantri Awas Yojana Gramin – UPSC Prelims

Ministry/Department :  Ministry of Rural Development
  • To provide a pucca house with basic amenities to all rural families. People who are homeless or living in kutcha or dilapidated houses are eligible for benefits.
  • It is implemented in rural areas across the country except Delhi and Chandigarh
  • Beneficiaries: Beneficiaries are identified as per the housing deprivation parameters and exclusion criteria prescribed under Socio Economic Caste Census (SECC) 2011. Gram Sabha verifies the eligible beneficiaries.
  • Target: 
    • The scheme had a target of construction of 2.95 crore pucca houses for eligible rural households.
    • Scheme is extended till March, 2024 (Old target was till March, 2022)
  • Fund sharing pattern -The grants under the scheme are shared between the Centre and States in the ratio of:
    • 90:10 in case of NE States, Himalayan States & Himalayan UTs.
    • For all other States, funds are shared in the ratio of 60:40 by the Centre and the States.
    • In cases of other UTs, entire funds are provided by the Centre.
  • Monitoring: The programme implementation is monitored not only electronically but also through community participation (Social Audit), Member of Parliament (DISHA Committee), Central and State Government officials, National Level Monitors, etc.
  • Under it, financial assistance will be provided for construction of dwelling units and upgradations of existing unserviceable kutcha houses
  • The beneficiary would be facilitated to avail loan of up to 70000 rupees for construction of the house which is optional
  • The programme provides for skilling 5 lakh Rural Masons by 2019 and allows over 200 different housing designs across the country based on a detailed study of housing typologies, environmental hazards and the households’ requirements.
  • There is a provision for orientation of beneficiaries. A 45 days on site hands-on skill training of Rural Masons helps poor households to move up the skilling ladder
Factual Information:
  • Launched in 2016
  • It replaces Indira Awas Yojana

1 thought on “Pradhan Mantri Awas Yojana Gramin – UPSC Prelims”

  1. good works! keep updating 🙂

    please try to give question to solve related to the topic.. which helps to remember the points better..

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