Pradhan Mantri Awas Yojana Gramin – UPSC Prelims

To provide a pucca house with basic amenities to all rural families. People who are homeless or living in kutcha or dilapidated houses are eligible for benefits.

It is implemented in rural areas across the country except Delhi and Chandigarh

Beneficiaries: Beneficiaries are identified as per the housing deprivation parameters and exclusion criteria prescribed under Socio Economic Caste Census (SECC) 2011. Gram Sabha verifies the eligible beneficiaries.

Fund sharing pattern -The grants under the scheme are shared between the Centre and States in the ratio of:

Monitoring: The programme implementation is monitored not only electronically but also through community participation (Social Audit), Member of Parliament (DISHA Committee), Central and State Government officials, National Level Monitors, etc.

Under it, financial assistance will be provided for construction of dwelling units and upgradations of existing unserviceable kutcha houses

The beneficiary would be facilitated to avail loan of up to 70000 rupees for construction of the house which is optional

The programme provides for skilling 5 lakh Rural Masons by 2019 and allows over 200 different housing designs across the country based on a detailed study of housing typologies, environmental hazards and the households’ requirements.

There is a provision for orientation of beneficiaries. A 45 days on site hands-on skill training of Rural Masons helps poor households to move up the skilling ladder

Launched in 2016

It replaces Indira Awas Yojana