Pradhan Mantri Garib Kalyan Package Insurance Scheme for health workers Fighting Covid-19 – UPSC Prelims

Ministry: Ministry of Health and Family Welfare
Aim: To provide comprehensive personal accident insurance cover of Rs. 50 lakh to all healthcare providers who
  • Lost their life due to Covid-19
  • Accidental death on account of COVID-19 related duty.
  • It is a Central Sector Scheme launched in 2020.
  • Coverage of the Scheme:
    • All government health centres, wellness centres and hospitals of Centre as well as States has included under this scheme
    • Private hospital staff and retired/volunteer /local urban bodies/contracted/daily wageworker were also included in the scheme.
  • Safai karamcharis, ward-boys, nurses, ASHA workers and other health workers were also covered.
  • Implementation: The scheme is being implemented through an Insurance policy from the New India Assurance Company(NIACL).
  • New Changes:
    • Under the new system, the District Collector will be certifying that the insurance claim in each case is in accordance with the guidelines of the scheme.
    • On the basis of this certificate of the Collector, the Insurance Company will approve and settle the claims within a period of 48 hours.
    • Further, the District Collector will also certify the claims even in the case of Central Government hospitals/ AIIMS/ Railways among others.
Scroll to Top